First American Dream Mortgage Inc
Chicago Commercial Lending
Make an appointment to explore your funding solutions!
Welcome to Chicago Commercial Lending
We appreciate you taking the time to visit our website. Our goal is to share insights, network, and discuss latest trends and practices in commercial lending. Call us today to find the best financing solution for your commercial property/project!
Our Services
Flexible Financing for Residential Properties
Flexible Financing for Residential Properties
Flexible Financing for Residential Properties
(1-4 Units, SFR, Condo, PUD – No Manufactured Homes)
- Simple Qualification – Just a 650+ FICO score and a valid driver’s license
- No DTI, DSCR, or income documentation required
- Non-owner-occupied properties only
- Loan Amounts:
- Small Balance $500K – $5M
- High Balance $5M–No Limit
30-Year Fixed Rate Loans
- Purchase: 25% down
payment required
- Refinance: Up to 75% cash-out
Conventional: A Conventional Real Esate Loan is one that is provided by a private lender, bank, or credit union. With a conventional loan, you get the money you need up front, and pay back the lender over the course of your mortgage. Conventional real estate loans typically require a down payment and good finances to secure the best terms.
Bridge: A Bridge loan is a short-term real estate loan used until a person or company secures permanent financing or pays an existing obligation. It allows the borrower to meet current obligations by providing immediate cash flow.
Hard Money: A Hard Money Loan is a short-term, non-conforming loan for commercial or investment real estate properties, that doesn't come up from traditional lenders, but rather people or private companies that accept property or an asset as collateral. Instead of relying on the creditworthiness of a borrower, hard money lenders instead weigh the merits of the investment that a borrower is looking to fund and use that investment as collateral.
Small Business Administration: SBA Real Estate Loans offer eligible small businesses long term fixed-rate loans with low down payments (up to 90% LTV/LTC). An SBA loan is partially guaranteed by the government. When financing a commercial real estate property, the property must be at least 51% owner-occupied.
Commercial Building Loans
Flexible Financing for Residential Properties
Flexible Financing for Residential Properties
We provide commercial building loans for nearly all property types—except gas stations, churches, and cannabis-related properties.
Eligible Property Types:
- Retail
- Mixed-Use
- Warehouses
- Office Buildings
- Multi-Family (5+ Units)
- Automotive & Light Industrial
- Mobile Home Parks
- Self-Storage Facilities
- Adult & Child Daycare Centers
Simple Qualification Requirements:
- 640+ FICO credit score
- 30% down payment (no seasoning required)
- Up to 70% cash-out refinance
Fix & Flip Loans – 100% Improvement Funding
Flexible Financing for Residential Properties
Assisted Living Residential Real Estate Loans
Get up to 100% of your improvement costs covered with just a 25% down payment!
Simple Approval Process:
- 650+ FICO credit score
- Driver’s license
- Our easy 2-page application
- (SEO) Itemized list of improvements
- Flexible Terms: 12 to 24 months, interest-only payment options available
Assisted Living Residential Real Estate Loans
Assisted Living Residential Real Estate Loans
Assisted Living Residential Real Estate Loans
- Investing in assisted living facilities? We offer financing for 1-4 unit residential properties with loan-to-value (LTV) up to 75%.
- Loan Amounts: Up to $5 million
- Terms: 30-year fixed or interest-only options available
- Brokers Earn Up to 4 Points
Bad Credit? Facing Foreclosure? No Problem!
Assisted Living Residential Real Estate Loans
Bad Credit? Facing Foreclosure? No Problem!
- Credit scores as low as 450 accepted
- Late payments or foreclosure? Doesn’t matter!
- Get a loan for 50% of appraised value—guaranteed!
Airbnb & Short-Term Rental Loans
Assisted Living Residential Real Estate Loans
Bad Credit? Facing Foreclosure? No Problem!
- 650+ FICO score & driver’s license required
- No DTI, DSCR, or income docs needed
- Loan Amounts: $100,000 to $5,000,000
- 30-Year Fixed Rate Loan
- Purchase: 25% down
payment required
- Refinance: Up to 75%
cash-out
Contact Us
Hours
Open today | 09:00 am – 05:00 pm |
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